Current Rates and Information
Interest rate pricing tiers are based upon credit history and Credit Bureau Score.
Effective 11/10/2008
| Savings | Certificates Loans
| New Auto |
AA
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
| 84 Months ($30,000 min) |
7.05
|
7.30
|
8.05
|
N/A
|
N/A
|
Calculator
|
|
72 Months ($20,000 min)
|
6.30
|
6.55
|
7.30
|
9.30
|
11.30
|
Calculator
|
|
60 Months
|
5.54
|
5.79
|
6.54
|
8.54
|
10.54
|
Calculator
|
|
48 Months
|
5.30
|
5.55
|
6.30
|
8.30
|
10.30
|
Calculator
|
|
36 Months
|
5.05
|
5.30
|
6.05
|
8.05
|
10.05
|
Calculator
|
|
|
|
|
|
|
|
|
| Used Auto |
AA
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
|
| 2005 - 2007 - 72 Months ($20,000 min) |
6.30
|
6.55
|
7.30
|
9.30
|
11.30
|
Calculator |
| 2005 - 2007 - 37 to 60 Months |
5.54
|
5.79
|
6.54
|
8.54
|
10.54
|
Calculator |
| 2005 - 2007 - Up to 36 Months |
5.30
|
5.55
|
6.30
|
8.30
|
10.30
|
Calculator |
|
2004 - Up to 60 Months
|
6.30
|
6.55
|
7.30
|
9.30
|
11.30
|
Calculator |
| 2003 - Up to 48 Months |
6.80
|
7.05
|
7.80
|
9.80
|
11.80
|
Calculator |
| 2002 or Older - Up to 36 Months |
7.30
|
7.55
|
8.30
|
10.30
|
12.30
|
Calculator |
| |
|
|
|
|
|
|
| New Motorcycle |
AA
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
|
| 37 - 60 Months |
7.54
|
8.04
|
8.54
|
10.54
|
12.54
|
Calculator |
| Up to 36 Months |
7.29
|
7.79
|
8.29
|
10.29
|
12.29
|
Calculator |
| |
|
|
|
|
|
|
| Used Motorcycle |
AA
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
|
| 37 - 60 Months |
8.29
|
8.79
|
9.29
|
11.29
|
13.29
|
Calculator
|
|
Up to 36 Months
|
7.79
|
8.29
|
8.79
|
10.79
|
12.79
|
Calculator |
| |
|
|
|
|
|
|
| New Boat / Motor Home / Camper |
AA
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
|
| 37 - 60 Months |
7.79
|
8.29
|
8.79
|
10.79
|
12.79
|
Calculator |
| Up to 36 Months |
7.54
|
8.04
|
8.54
|
10.54
|
12.54
|
Calculator |
| |
|
|
|
|
|
|
| Used Boat / Motor Home / Camper |
AA
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
|
| 37 - 60 Months |
8.79
|
9.29
|
9.79
|
11.79
|
13.79
|
Calculator |
| Up to 36 Months |
8.29
|
8.79
|
9.29
|
11.29
|
13.29
|
Calculator |
| |
|
|
|
|
|
|
| Home Equity |
AA
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
|
| 80% Loan-to-Value - 61 - 120 Months |
6.00
|
6.50
|
7.00
|
8.00
|
9.00
|
Calculator |
| 80% Loan-to-Value - Up to 60 Months |
5.50
|
6.00
|
6.50
|
7.50
|
8.50 |
Calculator |
|
81% - 90% Loan-to-Value - 61- 120 Months
|
7.00
|
7.50
|
8.00
|
9.00
|
10.00
|
Calculator |
| 81% - 90% Loan-to-Value - Up to 60 Months |
6.50
|
7.00
|
7.50
|
8.50
|
9.50
|
Calculator |
| |
|
|
|
|
|
|
|
ReFi 5 Mortgage Program (1st Mortgage)
|
AA
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
|
| 80% Loan-to-Value |
6.10
|
6.10
|
6.10
|
6.10
|
N/A
|
Calculator |
| 81% - 90% Loan-to-Value |
6.85
|
6.85
|
6.85
|
6.85
|
N/A |
Calculator |
| |
|
|
|
|
|
|
| Miscellaneous Loan Programs |
AA
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
|
| Unsecured Loan (36 Month Max) |
13.00
|
14.00
|
15.00
|
16.00
|
17.00
|
Calculator |
| Overdraft Protection |
16.00
|
16.00
|
16.00
|
16.00
|
16.00
|
Calculator |
| Share Secured (One yr CD Rate + 3%) |
6.25
|
6.25
|
6.25
|
6.25
|
6.25
|
Calculator |
| Stock Secured (One yr CD Rate + 4%) |
7.25
|
7.25
|
7.25
|
7.25
|
7.25
|
Calculator |
| Visa Gold |
9.96
|
9.96
|
9.96
|
N/A
|
N/A
|
Calculator |
| Visa Classic |
14.88
|
14.88
|
14.88
|
14.88
|
N/A
|
Calculator |
Rates may change after account has been opened. Fees and other conditions could reduce the earning on the account.
|
| Savings, CD and IRA Rates |
Rates may change after account has been opened. Fees and other conditions could reduce the earning on the account. A penalty may be imposed for early withdrawals.
|
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