Auto Loans


Members Trust FCU Offers Financing for All Types of Autos 

It is quick and easy to finance with us.  Apply online or over the phone.  Email your most recent paystub and current insurance card and be Pre-Approved the same day.  With our competitive rates and terms, you can get your dream car in hours.  

Refinancing a loan from another financial institution is easy, too.  Lower your payments, get cash out, change your term; there are lots of ways we can help.  Just ask us.  (If you have any questions, send us an email to cheffner@luxotticaretail.com and jtomlin@luxotticaretail.com). Fast, simple and friendly service, that’s how we do it.

Loan Type Max Term Lowest APR* Comments
New Auto 60 months 6.50% --
New Auto 72 months 6.75% Minimum Loan $15,000.00
New Auto 84 months 7.75% Minimum Loan $30,000.00
Used Auto 60 months 6.99% Model years 2021-2024
Used Auto 72 months 7.19% Model years 2021-2024
Used Auto 84 months 8.19% Model years 2021-2024
Minimum Loan $30,000.00
Used Auto 66 months 7.48% Model years 2019-2020
Used Auto 60 months 7.73% Model year 2018
Used Auto 54 months 7.98% Model years 2017 and older

Recreational vehicles and motorcycle loans are available please contact our office for rates and financing options.



*APR based on a TransUnion credit score of 730 or above.  Rates are subject to change any time without notice.

Contact a Loan Officer for more information call 513-765-3822 or click box to send an email.