Home Equity Loans & Lines of Credit

Unlock the winning combination - your home and a Home Equity Loan or Line of Credit with Members Trust FCU.  You've invested a lot to build your home's equity.  Now let your home invest in you, with a low-cost loan for that next big purchase.

Home Equity Loan

With a Members Trust Home Equity Loan, you can borrow the funds you need for a specific period of time.  We offer loan terms anywhere from 36 to 120 months.

TRUSTLine Home Equity Line of Credit (HELOC)

If you want to borrow from time to time as the need arises, a Members Trust Home Equity Line of Credit is the answer.  You get a variable interest rate on the Line of Credit, and you only make payments when you maintain a balance. Draw period is 5 years and total payback term 15 years.

Other Benefits

• Borrow up to 85% of the equity in your home

• The interest on your loan or line of credit may be tax deductible. Ask your tax consultant for more details

• Out-of-pocket expenses vary by location but generally average $800.00

• Only pay interest on the money you use with our HELOC