Credit Cards
Members Trust offers four great VISA® Credit Card options. If you have a variable or fixed rate credit card and your rate is higher than 14.88%, it is time to consider MTFCU. You can continue to pay that high interest rate OR transfer your balance to a Members Trust FCU VISA®. We have three cards to choose from Elite, Gold and Classic. The more you buy the more you earn with our generous CashBack program. Earn up to 1% annually on all your purchases with our Gold and Classic cards, or enjoy a low fixed rate of 7.99% on our Elite card for those who qualify.
| Info | VISA® Elite | VISA® Classic | VISA® Gold | VISA® Secured |
|---|---|---|---|---|
| Annual Percentage Rate (APR) | 7.99% | 14.88% | 9.96% | 15.96% |
| Grace Period | 25 days | 25 days | 25 days | 25 days |
| Minimum Finance Charge | 3% of outstanding balance or $10.00 whichever is greater | 3% of outstanding balance or $10.00 whichever is greater | 3% of outstanding balance or $10.00 whichever is greater | 5% of outstanding balance or $10.00 whichever is greater |
| Annual Fee | None | None | None | $25 |
| Late Fee | $20.00 | $20.00 | $20.00 | $20.00 |
| Limit up to | $15,000.00 | $5,000.00 | $15,000.00 | $5,000.00 |
| Cash back | None | up to 1% annually | up to 1% annually | None |
Verified by VISA®
Take an active role in protecting your Credit Card by enrolling in Verified by VISA®. That's right, make your online shopping experience easy, convenient, and safe when you request your personal password from VISA®. Protect your card and yourself from fraud when you shop online with VISA's® Verified by VISA®.
Once activated, Verified by VISA® protects you at every participating online merchant – so only you can use your card. Then anytime you shop online at a participating merchant, just use your password and click away. Enroll today at www.visa.com/shopverified you'll be glad you did.