Home Loans


10, 15 or 20-Year Fixed Mortgage for Refinance of Primary Residence: Serviced by Members Trust FCU

  • Refinance of primary residence only

  • Rate and Term loans as well as Cash Out refinance available

  • Currently not doing purchase transactions

  • Competitive fixed interest rates

  • Maximum loan-to-value (LTV) is 85%

  • Minimum loan amount is $25,000.00

  • Payroll deduction accepted from any employer

  • In house underwriting and approval

  • No Private Mortgage Insurance (PMI) required

  • Servicing retained by Members Trust FCU for length of the loan

  • Application and closing costs vary by state and county where the property is located, but generally average $950.00 to $1200.00

  • Click Apply Today button below to apply online

Members Trust Federal Credit Union has partnered with Rocket Mortgage to bring you even more benefits.

  • 30, 25, 20, 15 and 10 year terms available

  • Fixed and Adjustable rates

  • Primary residence and 2nd home

  • VA and FHA approved

  • Low down payment loans

  • Competitive fees and rates

  • An MTFCU representative assisting through closing

  • Serviced by Rocket Mortgage

  • Online portal to make processing a breeze

  • Fast turn around times

  • Click Apply Today button below to apply online

Apply Today
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Catherine Heffner

Manager of Lending and Promotions
NMLS# 1084090
cheffner@luxotticaretail.com
Direct: (513) 765-3822
Fax: (513) 492-3822

Jamie Tomlin

Loan Officer
NMLS# 1159252
jtomlin@luxotticaretail.com
Direct: (513) 765-3778
Fax: (513) 492-3778

Heather Pascoe

Member Service Rep and Processor
hpascoe@luxotticaretail.com
Direct:770-305-7372
Fax: 513-765-6078

 

Tiffany Welch

Member Service Rep and Processor
twelch@luxotticaretail.com
Direct: 513-765-3815
Fax: 513-765-6078